Cookies Policy
Clifford Davis Financial Planning Limited is the Operator and Copyright Holder respectively of this website (“the Site”). Clifford Davis uses technology to collect information about the use of the Site in order to improve your experience when you browse the Site.
In order to collect the information, this Site uses Cookies. A Cookie is a small file of letters and numbers that is sent to your browser and stored on the hard drive of your computer (or Internet-enabled device) when you visit the Site.Analytical/Performance Cookies – these Cookies collect information in an anonymous form about how visitors use our Site. They allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it.This Site may link through to third-party websites which may also use Cookies over which we have no control.
We recommend that you check the relevant third party’s privacy policy for information about any Cookies that may be used. You can configure your web browser to refuse Cookies, to delete Cookies or to be informed if a Cookie is set.
You should note that by deleting or blocking Cookies, the Site may not function correctly and you may not be able to access certain areas. This Site uses Google Analytics, a web analytics service provided by Google, Inc.
Google Analytics sets a number of Cookies (default is 4) in order to evaluate your use of the Site and compile reports for us on activity on the site.Google stores the information collected by the Cookie on servers in the United States.
Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on behalf of Google. Google will not associate your IP address with any other data held by Google.Google Inc are members of the US Safe Harbour Scheme.
This scheme allows the transfer of data from within the EEA to countries that are outside of the EEA without having to enter into a specific data transfer agreement. Companies that sign up to the scheme are deemed to provide adequate protection for personal data transmitted from Europe.
The Google Inc registration is athttp://safeharbor.export.gov/companyinfo.aspx?id=10543Privacy PolicyClifford Davis Financial Planning Limited is the Operator and Copyright Holder respectively of this website (“the Site”). Clifford Davis respects your privacy and will not sell or make available in any way the personal information we collect from you (“Data”) except where we have previously obtained your consent.
The nature of the Services provided via the Site means that we might obtain certain information about you. This statement sets out the principles governing our use of your Data (“Use”). By Registering to use the Services and by using the Site generally, you agree to this Use.
Defined terms have the same meanings as in the terms and conditions set out above.
1. When you Register and use the Site, we will ask you to provide certain Data, such as your contact details and demographic information.
We will store this Data and use it to contact you, provide you with details of Services and otherwise for the normal use and improvement of the Site, unless you have asked us not to do so by clicking on the appropriate tickbox at Registration or by modifying your profile anytime thereafter.
2. We may also use the Data you provide us in response to surveys or provided during Registration to aggregate user profiles and to make you aware of relevant events and content by post, phone or email/SMS. For the avoidance of doubt, we do not pass Data to any third parties except in the following circumstances:•
Where stated in•
Where we have previously obtained your permission•
To enable you to receive information you have requested to be sent to you by post (we will disclose your address)
3. To enable us to monitor and improve the Site, we may gather certain information about you when you use the Site. This includes details of your operating system, browser version, domain name and IP address, and the details of the website you referred from.
4. We may use Cookies only to store information such as your User ID and your session identifiers to enable us to identify whether you are Registered onto the Site and, if so, to shortcut your access to the Sites. We will only read Cookies from your Cookie file placed there through your web browser’s interaction with the Site.
Please refer to documentation provided by your browser for more information on how disabling your Cookies and withholding information outlined in paragraph 3 will affect your operability with our Site. We cannot guarantee full operability of our Site if you disable your Cookies.
5. We maintain a record of all the articles that have been sent via the Email a Friend facility on the Site. We will keep a record of the email addresses that articles are sent to and from. We keep a record of the content and comments sent by Registered Users and Visitors using the Email a Friend facility for research purposes, and from time to time we may publish on our Site some of the comments made by Registered Users and Visitors in their emails. These comments will be ANONYMISED and will not be associated to any individual sender or recipient. You accept that by using the Email a Friend facility that your comments may be published anonymously on our Site.
6. We are not responsible for the data policies, procedures or content of any other websites that are linked to our Site.
7. We endeavour to take all reasonable steps to protect your Data, including the use of encryption technology, but cannot guarantee the security of any Data you disclose online. You accept the inherent security implications of dealing online over the Internet and will not hold us responsible for any breach of security unless we have been negligent or in wilful default.
8. We may supplement the information that you provide us with information we receive from third parties. You have the right to receive information about the personal information we hold on you. You can obtain a copy of the information we hold about you by sending an email to info@clifforddavis.co.uk or contacting us on 020 3627 7441. If you are concerned that any of the information we hold on you is incorrect, please contact us at 020 3627 7441.
9. We have certain responsibilities under legislation to verify the identity of Registered Users and users and may need to make certain enquiries and obtain certain information from you for that purpose. By using the Site, you confirm that all information you supply will be accurate and that we may pass on such information, as we consider necessary, to comply with any reporting requirements.
10. To ensure that our records are up to date, we may contact you from time to time to check that the information you have provided is still accurate. If, at any stage, any of your details change and you would like us to reflect that change, please email the details of any changes to info@clifforddavis.co.uk.
If you have any questions about our privacy policy, please contact us on 020 3627 7441.Disclosure, authorised and regulated by the Financial Conduct Authority.DisclaimerThe information available through www.clifforddavis.co.uk is for your general information and use and is not intended to address your particular requirements.
In particular, the information does not constitute any form of advice or recommendation by Clifford Davis Financial Planning Limited and is not intended to be relied upon by users in making (or refraining from making) any investment decisions.
Appropriate (independent) advice should be obtained before making any such decision. Any arrangement made between you and any third party named in the site is at your sole risk and responsibility.For your information, we would like to draw your attention to the following investment warnings:
The price of shares and investments and the income derived from them can go down as well as up, and investors may not get back the amount they invested. The spread between the bid and offer prices of securities can be significant in volatile market conditions, especially for smaller companies. Realisation of small investments may be relatively costly.
Past performance is not necessarily a guide to future performance.
Where the information consists of pricing or performance data, the data contained therein has been obtained from company reports, financial reporting services, periodicals and other sources believed reliable.The site operates a policy of independence in relation to matters where the operator may have a material interest or conflict of interest. On conflict of interest, such interest may arise from the receipt of advertising income, commissions based on business introduced, payment for enhanced publication presence, holding of positions, etc.
Contributors employed or contracted by the company to provide site material are required to disregard any material interest or conflict of interest when giving advice through the site.Journalistic comment included on this site is made to the best of the knowledge and belief of the writer but no responsibility is accepted for actions based on such comment.
Clifford Davis Financial Planning Limited is authorised and regulated by the Financial Conduct Authority to provide investment advice and is bound by its rules.
