Life is full of risks. That’s what makes it so interesting and exciting. But some unexpected events can really set you back. That’s why, at Clifford Davis, we offer a comprehensive range of General Insurance products, including Home Insurance.
General insurance helps us protect ourselves and the things we value, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents and travel mishaps. We can choose the types of risks we wish to cover by choosing the right kind of policy with the features we need.
Mortgage companies require borrowers to have their homes insured. Even if this were not the case, it would be perhaps unwise to leave your most expensive asset uninsured. However, many modern Home Insurance policies cover a lot more than simple bricks and mortar. There can also be a very large cost differential between different insurance companies and their respective premiums for properties in different postcodes.
All Part Of The Service
As part of every client review, we will discuss with you your existing Home Insurance policy, to ensure that you are adequately covered. We will also discuss with you the many ‘add-ons’, such as Home Emergency Cover and their relative worth to you. On an annual basis, we will review your premium to ensure that it is competitive for your desired level of protection.