Mortgages & Finance

Protection & Specialist

Blogs

Stay informed with the latest news and updates from Your Mortgage Partners. Explore our blog for insights, tips, and expert advice on mortgages, secured loans, and financial planning. Whether you're a first-time buyer or looking to remortgage, our news section provides valuable information to help you make informed decisions about your financial future.

October 26, 2026

Right-to-Buy

Right-to-Buy (RTB) is a scheme under which longstanding local authority tenants are entitled to purchase their homes at a heavily discounted price. Although RTB was in its heyday perhaps 30 years ago, we do still get enquiries in this area. There are major implications when a tenant buys their property...

Right-to-Buy (RTB) is a scheme under which longstanding local authority tenants are entitled to purchase their homes at a heavily discounted price. Although RTB was in its heyday perhaps 30...

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October 26, 2026

The Help To Buy Trap?

It’s a controversial headline, we know. However, over the past couple of weeks, we have seen the mainstream press reporting on Help-To-Buy in a very...

Google Reviews

See What Our Customers Say

We take pride in our customer service and are committed to providing you with the best possible experience. Here's what some of our customers have to say about us.

Hannah Skinner

3 Weeks old

Highly recommend made the process feel stress free so helpful whatever time of day thank you Clifton

Rebecca Chan

4 Months old

Swift,smooth,completed. A very big thank you to Clifton for helping our home owning venture become a reality!

Niall Tubridy

4 Months old

Excellent service from start to finish. Clifton was professional, knowledgeable, and always quick to answer any questions or concerns. He made the process straightforward and stress-free. Highly recommended!

Anita “Caribbean online” Watson

4 Months old

Thank you so much for your email. I just want to say how truly grateful I am for all of your support throughout the process. Your guidance, patience, and professionalism made such a difference, and I really appreciate everything you did to help me secure my mortgage offer.

Tom Baker

5 Months old

Great service and personable, would recommend

Christianna Charalambous

6 Months old

Clifton has been a great mortgage advisor for myself and my fiancé. He is always happy to answer our questions and provides reassurance and clarification where we need! He has also advised us on contacts for solicitors and kept us informed throughout the process. Thank you!

Celicial

7 Months old

We had a fantastic experience working with Clifton Smith. From the very beginning he was professional, knowledgeable & very supportive throughout the entire process. He worked really hard to secure us a great mortgage offer and kept us informed every step of the way. He was always available to answer questions and made sure we understood all of our options. I would highly recommend him to anyone looking for a reliable mortgage broker. Thank you again for going above and beyond to get us such a great result :) Celicial

Dilber Dag

9 Months old

We honestly cannot recommend our mortgage broker highly enough. Over the last six months, he has been nothing short of exceptional. His patience, professionalism, and consistency made what can be a very stressful process feel completely manageable!

stephanie Lomas

9 Months old

Cliff was an outstanding mortgage broker from start to finish. He was knowledgeable, responsive, and took the time to clearly explain every step of the process, which made what could have been stressful feel straightforward and manageable. He was proactive, detail oriented, and always available to answer questions. I felt confident that he had my best interests in mind and worked hard to secure the best possible outcome. I would highly recommend Cliff to anyone looking for a reliable, trustworthy, and highly competent mortgage broker.

Donna Cooper

10 Months old

Clifton has provided us with a fantastic service from start to finish. Would definatley recommend him.

Toby Carter

10 Months old

A perfect experience with David Shaikh. He was extremely thorough, clear and above all helpful. I couldn’t have asked for a better experience going through the first time buying process.

Jasver Saran-Brar

10 Months old

Extremely professional and competent team

Jacob Thompson

10 Months old

Clifton was extremely helpful and professional when assisting me with my mortgage application enquiry. He explained everything clearly, was responsive to questions, and made what can be a complex process feel straightforward and stress-free. He didn’t charge me for advice or pressure me to make a decision. I really appreciated his honesty and guidance and wouldn’t hesitate to recommend him to others looking for mortgage advice.

Alexandra Marsh

1 Year old

Clifton has been a dream to work with. Always on hand to answer any question I had, even months before I was in a position to put an offer down. I would highly recommend him, especially if you are a first-time buyer.

Ammar Al Midani

1 Year old

Throughout our journey of purchasing our first home, we had the pleasure of working with an exceptional broker Mr Clifton . After meeting with several others, he truly stood out for his kindness, patience, and professionalism. He was always willing to explain things thoroughly—even twice when necessary—for both myself and my wife, ensuring we fully understood each step of the process. Remarkably, he made himself available during weekends and at ad hoc moments when urgent matters arose. His honesty and genuine demeanor instilled a deep sense of trust, to the point where we’d happily work with him again should we ever consider another property. As a true advocate for buyers, he proactively highlighted common mistakes and pitfalls to avoid, and was unwaveringly supportive, even liaising with the agency on our behalf. I would wholeheartedly recommend him to close friends and family without hesitation, knowing they would receive the same outstanding service. He is, without doubt, a consummate professional who elevates the home-buying experience.

Dania Tayfour

1 Year old

We recently worked with Clifton to secure our mortgage, and the experience was nothing short of exceptional. From the very beginning, he demonstrated unparalleled dedication and professionalism. We were amazed when he answered our calls on a Sunday morning, showing us that our concerns truly mattered. Throughout the process, Clifton kept us constantly updated, making sure we understood every step and felt reassured. It was clear that he genuinely cared about our best interests, and we quickly came to see him as a close friend who was wholeheartedly committed to helping us achieve our goal, providing support and guidance with such warmth and sincerity. We cannot recommend Clifton highly enough. He transformed what could have been a stressful experience into a seamless journey, and we are incredibly grateful for his support and expertise. Thank you, Clifton!

Carley Cronin

1 Year old

I was passed on Cliffs details through my partner who he helped with his montage and other financial advice. Cliff was clear, concise and broke everything down which made everything easy. Thanks to Cliff and his advice, 2025 is looking great when it comes to my financial planning.

Benjamin Levan

1 Year old

These guys are phenomenal. Their knowledge and professionalism take all the stress out of the mortgage process. Many thanks Cliff!!

sibel albay

1 Year old

Very prompt responses, easily accessible staff who are very helpful.

Miss Sanchez

1 Year old

I'm very Happy with clifford David Financial Planning . He has helped me alot . He was recomended to me by a friend . I do recomend him conpletely to anyone Who needs a broker. I'm over the moon with his service . Thanks Clifford David Financial Planning.

Marc Childs

1 Year old

My mortgage broker, Clifton, was very friendly and accessible. As a first time buyer, he was incredibly supportive and gave good, clear advice for me to make an informed decision every step of the way. He was patient with my situation as my application process wasn’t as straightforward as I would have liked after a property fell through due to the property itself. Despite the set back he was able to guide me through it and provided several options so I could get the process back on track. Very happy with the service provided, wouldn’t hesitate to recommend.

Hana Abbasi

1 Year old

I would highly recommend Clifton. Fantastic communication and support throughout. Clifton is very knowledgeable, efficient, approachable and always happy to answer any questions. We appreciate all your help and guidance. Thank you!

Lela

1 Year old

⭐️⭐️⭐️⭐️⭐️ I recently had the pleasure of working with Clifton as my mortgage advisor, and I couldn't be happier with the experience! From our very first phone appointment meeting,took the time to understand my needs and guide me through the entire mortgage process with patience and expertise. Clifton was always available to answer my questions, providing clear and thorough explanations that made everything easy to understand. His knowledge of the market and various loan options helped me find the perfect mortgage for my situation. Thank you for making this journey so smooth and stress-free!

evelina voicu

1 Year old

My journey with Clifford Davis Financial Planning to get the mortgage approved was professional and smooth. I benefited from advice, guidance and support throughout the process. With the support provided we overcome different obstacles to get the best offer. Thank you so much for all the great work and get the mortgage approved.

Andrew Ajoodha

1 Year old

Been working with Clifton for a number of years. He provides a great personalised service and always will go that extra mile to help you achieve your needs. Highly recommended for your financial planning.

J Dias

1 Year old

Amazing service! My broker was really helpful, patient and made the whole process seamless.

Emma Brookes

1 Year old

I have used the services of Clifford Davis numerous times and would wholeheartedly recommend them to anyone seeking a professional service. Clifton is knowledgable, supportive and I have had a smooth remortgaging process from start to finish.

Alain Penati

1 Year old

Excellent service and just what you need when looking for a competitive mortgage rate. Super fast communication and a really easy way to transact which is what you need in these circumstances. Highly recommend as the time and patience to explain step by step was always the upmost priority for Cliff. Thank you for you support. Greatly appreciated!

Larisa Cervinschi

1 Year old

We honestly couldn’t have asked for a better mortgage advisor. From start to finish, Cliff was super knowledgeable, patient, and just overall amazing to work with. We had a lot of questions (some probably pretty silly), but he always took the time to explain everything clearly and never made us feel rushed or like we were bothering him. Cliff walked us through every step of the process and was always available when we needed help or reassurance. Made what could have been a really stressful experience feel so much more manageable. Highly recommend!

Rup Dog

2 Years old

David is the best broker on the country. I don't say that lightly, have mortgaged and remortgaged 50 times in the last 10 years. The service he provided, I would honestly pay double what I did. And in fact I even told him I was prepared to pay him more because the value he provided far exceeded what he was charging. I have not come across a broker who is such a great communicator , very empathetic and provides a calm reassurance when things get complicated and stressful. I truly believe one of the biggest factors of getting our residential mortgage was David's people skills which he used in talking about our complicated situation with the bank. For a purchase, David had to try and raise money from multiple properties to help fund our residential purchase. He understands house purchases are stressful and does everything to take the stress away from us. He always communicated to us quickly whether it be in the evening or weekend and was always on the phone. David makes you feel he is always on your team, and not once did we feel he didn't have our interests at heart. Coupled with the fact he really knows his stuff, literally any type of financial product. Thanks David. We will definitely be working with you again.

Tony McAnulty

2 Years old

Clifton was professional and very helpful would recommend

Andrea

2 Years old

I highly recommend Clifton. He was extremely helpful and knowledgeable. My application was a bit challenging but he made sure that we secured our mortgage. He is always efficient in responding quickly to emails and to explain things on the phone.

Hekuran Konjusha

3 Years old

Clifton Smith who dealt with our case was an absolute delight to work with, very professional & always kept us up to date with relevant info, very honest and trustworthy. Would highly recommend.

Matty Whichelow

3 Years old

Great service. Always quick with responses. Especially as a first time buyer I was new to it all but Clifford explained everything and never left me confused.

Maddy !!!

3 Years old

I had an initial enquiry regarding a commercial mortgage. I am so impressed with the way Clifton explained everything. I was new to the commercial mortgage side and Clifton took his time to detail every little bit. At this time I cannot afford to go ahead with the mortgage but I will most definitely be returning. Thank you

JTfitnessmovement

3 Years old

Great customer service!! We felt confident with the constant communication we was getting from Clifford Davis. They got the whole process over the line and in that time made us at ease. A really professional service and would recommend this organisation to anyone. Really pleased with the service that we received.

Katy Wilson

3 Years old

Excellent service with sorting out our mortgage! Clifton was always available to have a chat if we had any questions and took a lot of stress out of the process. Would highly recommend!

Niju George

3 Years old

Cliff was wonderful and really helpful even though my queries were outside his areas of service. he was very keen to help and share his knowledge from experience .He shared insights and forwarded pointers on where I could find more info.Surely will engage with them in future.

Emmy Moran

3 Years old

We highly rate Clifton for all mortgage advice- he is extremely helpful, knowledgeable and clear in his advice and we will definitely be using his service again in the future.

Vince O'Shea

3 Years old

My partner and I met Clifton Smith, in May '22. Clifton provided us with clear guidance and professional advice during our mortgage application process. Clifton is knowledgeable, helpful and always strives to deliver a positive outcome for his clients. We would highly recommend Clifton!

Andrew Steadman

3 Years old

Very professional and advised us on every step, we can not thank Clifton enough. He was personable and really took the time to show us all of our options and how we could leverage over time. Will 100% be using Clifford Davis in the future. Andy & Lizzie

Victoria Broomfield

3 Years old

Great experience. Clifton gave me some great advice and information I had not been given to help me out. This was on recommendation of my sister who was the broker on her mortgage. Highly recommend.

social

3 Years old

Clif’s advice is fantastic, he always has time for you and ensures you understand the pros and cons of any mortgage deal. I heartily recommend him for your mortgage needs. Nicole

Depesh Tailor

3 Years old

Great communication from the start. Dealt with issues that other brokers couldn’t help with. Very professional and ultimately just gets the job done!

Marine-Edith

3 Years old

As first time property buyers, we couldn't recommend Clifford Davis more. Clifton has made sure the process was as easy, seamless and stress-free as possible for us. Excellent communication and guidance, and has never left an email or any of our (many) questions unanswered. Thank you Clifton.

sophia modestou

3 Years old

I would recommend Clifton to anyone looking to get a mortgage, he is very knowledgeable as well as personable. He is always available if you have any questions throughout the process and we really appreciate how he explained everything to us in detail given that we are first time buyers.

Dillon Maisuria

3 Years old

My partner and I were first time buyers and complete novices to the whole process. Clifton went above and beyond to help us through the mortgage process as well as providing advice with the other parts of buying our first house. Clifton was always available to answer any of questions no matter how simple or complex they were. We have heard a lot of horror stories when it comes with buying your first house but with Clifton we could not have asked for a better broker! Would highly recommend!

Karim Bakhtaoui

3 Years old

Clifton was brilliant to work with! Very understanding, efficient and communicative! Highly recommend!

Zana Akgul-Karalar

3 Years old

Clifton really went above and beyond while helping me with my remortgage application for my ex local authority buy to let flat. He showed his knowledge of the current market in every step and presented me with different options that I could take, helping me reduce my mortgage rate by 50%. Very professional, trustworthy and kind. I’d highly recommend Clifton to anyone, especially if you have a challenging property to mortgage. Thank you!! Ayla Karalar

Romi Melinte

3 Years old

Cliff our adviser was so helpful in cutting through all the formalities and helping us to decide which mortgage would be best for us. Thank you for guiding us through this so professionally and with real understanding and personality. Highly recommended 👌

Anand Chavali

3 Years old

Clifton Davis was referred to us by my company accountant and in his words "Clifton is the best one in town & you won't regret it". After 7 months of haggling in this volatile & fluid mortgage market, all I can say is that every letter from my accountant has come out true in dealing with Clifton for our mortgage application & property conveyancing process. We bought an Victorian property (circa 1870) that required a lot of back & forth and endless scrutiny by the lender and Clifton with his perseverance and knowledge helped us not only with identifying the right set of lenders to approach but he would even establish preliminary contact with some of them to discuss our case and shortlist for making an application if & only if there is a high likelihood of getting accepted - he has tools that suggest matching lenders to borrower's income & property specifics. This way our credit file remained unaffected and all the heavy lifting in answering the lender queries were handled by Clifton himself. Clifton is master of his trade and has also helped us identify possible insurance companies (was a tad tricky because of the size & age of the property) and also with obtaining life insurance cover on the mortgage in the event of any adversity. Overall, without an iota of doubt I would recommend Clifton Davis Financial Services if you wish peace of mind and assurance of seeking a mortgage and I'm already in discussion with him for my next buy-to-let purchase.

Andy Thomas

3 Years old

As a first time buyer I had a great experience and brilliant service from Cliff. I couldn't have asked for a more responsive, intelligent and considered advisor - especially as my property purchase wasn't 100% straightforward. Highly recommended.

Against The Odds

3 Years old

Great Service. Extremely professional and delivers. Always available and responds in a timely manner. I would definitely recommend this company.

Andrew Liddell

3 Years old

As a first time buyer, the support, advice and guidance was exceptional. All lender options were carefully explained and communicated in a modern and efficient way, nothing was too much trouble and having someone as knowledgeable as David to reconcile with during this turbulent market was so helpful. David was able to lock in a rate that I could afford and managed the whole process with the lender in a very professional and effective way that meant the completion could happen quickly due to the chain I was in. Highly recommend Clifford Davis if you want that dream home and you need the best possible advisor that really cares, takes the time and knows the market. Thank you again!

Faziri Amako

3 Years old

From start to finish, Cliff was communicative, thorough and very helpful. His approach made things easy to understand while delivering his clear industry knowledge. With so many brokers looking out for their own interests, it's great to find one that looks ours for yours.

Charlotte H

3 Years old

The service from David at Clifford Davis was fantastic. He was patient and responsive, listening carefully to what we wanted and helping us to navigate the whole process, never losing patience with our questions. I would recommend Clifford Davis to anyone.

Greg Duncan

4 Years old

Cliff sorted out my mortgage quickly and efficiently. He searched all the mortgages deals, found me the best one and took care of all the complicated bits. Thanks for your help.

Viral Jethwa

4 Years old

Clifton is the best in the game. From start to finish Clifton guided me and advised me on how to proceed and exactly how much I could borrow on my mortgage. Having someone who gives you that personal touch and the reassurance day and night that it will be done made my mortgage journey a lot easier and less stressful. Anything is possible with Clifton and I will for sure only be using him from now on 👌

Zayn Meghji

4 Years old

We worked with David, who helped us get a mortgage. Our circumstances meant it wasn't easy to find one ourselves, and David got us a really good deal. He was extremely patient with us as first time buyers and extremely responsive, both of which we really really appreciated. Couldn't recommend him enough.

Lily Christopher

4 Years old

Nothing but positive things to say about working with Clifford Davis Financial Planning. Being a first time buyer is quite overwhelming but Cliff was always available for my many questions and guided me through the process. I now have my mortgage offer!!!

Josh Lawson

4 Years old

Professional, supportive and above all an expert in their market

Hugh Price

4 Years old

Could not be happier with the service. David was polite and efficient. Always quick to respond to any questions that we had and was always transparent with the advice he gave us. Can not recommend highly enough.

Diana Haralampieva

4 Years old

Sarah Walker

4 Years old

Reliable and always made time to go through documents if needed, I would strongly recommend this company.

Justin Tan

4 Years old

Great service and great advice. I’ve been using Clifford for 3 years. Explains everything in simple terms, highly recommend.

Henry Gordon

4 Years old

As a first-time buyer, David was incredibly helpful and understanding throughout the entire process. I would 100% recommend David to anyone else looking at buying their first home.

Kelsey Tivers

4 Years old

I had a great experience with this company. Clifton helped us with our mortgage and was very helpful and quick to reply. We will definitely be asking for their services again. *6 months later we asked Clifton to help again when we moved homes. He went above and beyond to apply for a mortgage that was due to increase the next day. Great service.

Katie Diamond

4 Years old

Recommend for all, especially those of you that generally need guidance and support in buying your first home. I am an only parent with a young child and thought buying a home was out of scope completely. My personal situation changed drastically over the last year which put me into a sticky situation with housing. I was in a position where I wanted to buy a house but felt it was unachievable. I found a beautiful house that I so wanted but, it was 'for sale' rather than ' to rent' - With rent naturally being a similar cost as a Mortgage, I spoke with Clifton. Clifton explained what I would need to obtain a Mortgage and offered the relevant advice to get me to where I needed to be. I presented Clifton with my criteria, he then guessed the lender before we even started looking which illustrates the knowledge that Clifton has of the Market. Almost instantly the ball was rolling, Clifton guided me through everything, filling in relevant documents for me, liaising and chasing all of the other companies involved. The house that was for sale, is now going to be mine! I couldn't ask for a better mortgage broker. I am so so thankful to have had Clifton and will absolutely be recommending him to friends, family and anyone who asks for a broker. Thank you so much Clifton for all of your hard work, you are an absolute boss of a broker, I am very thankful for the profound impact you have had on our lives.

George Louch

4 Years old

Clifton has been amazing in helping me secure my first mortgage, super helpful and there for me whenever I needed!

Muneeb IQBAL

4 Years old

I highly recommend using Clifton to sort out all your financial planning needs, couldn’t recommend him enough. Clifton was very personable and thorough in doing his best to find the perfect product that suited us the most. Great communication and great advice. We will definitely be using his services again.

Meryem Koray

4 Years old

Couldn't thank clifford enough. He helped me all through out the process. Highly recommend! Great mortgage brooker. Thank you for everything🙏🙌 …

Charlene Penil

4 Years old

Can't thank Clifford enough for all his help and guidance in our remortage to do our renovations work, he went above and beyond to ensure we got the best rate we could with the interest rates rising. 100% recommend Clifford.

Ali karasayli

4 Years old

I have spoken to a lot of brokers, however I didn’t get the help I was looking for. With Clifton everything ran smoothly and he was extremely helpful with us. Clifton worked hard and got us the deal we was looking for, I will highly recommend everyone to have a chat with Clifton.

Ben Charman

4 Years old

We had an excellent experience working with Clifford Davis, Clifton helped guide us through the entire process as first time buyers, he was quick to help with any questions or issues we had, would 100% recommend!

Abiola Adeagbo

4 Years old

I highly recommend Clifton, this is the 2nd time working with Clifton and he has definitely delivered. He helped me sort out my moorage even when I had difficulty getting some information. Very pleased with the services I received from Clifton and the company.

J M

4 Years old

Clifford Davis offered brilliant and honest advice, very informative, clear and friendly. Many thanks and fully recommended.

Emma Lawrence

4 Years old

Clifton was fantastic with securing our first home mortgage. High levels of communication and great advice. Can’t recommend him enough!

Lesley Ewels

4 Years old

We've used Clifton for our two house moves and mortgage renewals and other insurance products for 10+ years and would wholeheartedly recommend his services. Clifton has found us some great deals but is always careful to ensure we understand all the options available in order to make the right choice for our situation. He's very responsive, clear with regards to timescales and nothing is too much trouble.

Najaf Mirza

4 Years old

very helpful, i felt my best interests were kept at heart.

Jamie Harris

5 Years old

Clifford help us remortgage and offered fantastic one to one personal experience, very professional and always available to offer advice throughout the entire process. I will certainly be a repeat customer and highly recommend their services.

Murat Battal

5 Years old

Very honest, professional and prompt service from Clifton regarding our Mortgage application process. He secured us the best offer available on the market. Clifford Davis is all you need for a smooth Mortgaging process. I would strongly recommend to anyone.

Barry Devlin

5 Years old

I engaged Clifford Davis as a mortgage broker. Clifton was very responsive and knowledgeable. He helped me choose an appropriate mortgage and advised me on the entire process of purchasing my first property. I would happily recommend him to a friend.

Hilary Sunman

5 Years old

When I was looking for an equity release mortgae I had very negative responses from banks, but then I found Clifford Davis - Clifton was positive, helpful and responsive and rapidly found me the mortgage I needed. I thoroughly recommend the company

N B

5 Years old

I had a wonderful experience with Clifton Smith at Clifford Davis. This was my first time doing a specific type of mortgage purchase and he was knowledgeable, professional and insightful; going above and beyond to give me advice about how to handle all aspects of the process overall. His advice proved invaluable in areas where I had no experience and he guided me through the buying process brilliantly. I will definitely be coming back to Clifton for any future purchases and would recommend him (and have recommended him) to any buyers / sellers out there. Highly recommend!

Elena Fanelli

5 Years old

I have had a great experience with Clifford Davis, and Clifton Smith in particular. When all seemed impossible, Clifton made it possible. I cannot thank him enough and I do highly recommend him. He is very professional, honest and above all, has a personal touch, that you do not get with larger companies where you are just "a" customer and they do not really care if you cannot tick all the boxes. Clifton does care: he has had the patience to listen to me when all seemed doomed and remained positive and pro-active throughout. I owe my happy ending with my property purchase to him.

Tarun Yadav

5 Years old

Buying a property for Buy To Let, during the run upto Christmas (& stampede during Stamp Duty Holiday). Clifton at Clifford Davis was exceptional. Very responsive (never had to chase), explains all options and then provided his recommendation (always justified with a 'why'). In short: RECOMMEND.

Anu Malik

5 Years old

David has been extremely helpful throughout my house purchase. I am a first time buyer, and was quite nervous when issues arose and he has always been available to help quickly. I highly recommended their services!

Albion Stapleton

5 Years old

I was introduced to Cliffton early this year on my first buy to let property. I was new to the process and Cliffton was a great guide throughout every step. His analytical and relatable method was very reassuring for me to achieve my investment goals. Very much looking forward to working with Cliffton Davis on my next property venture and will be highly recommending the services.

Daniel Phillipson

5 Years old

Professional, insightful advice. We ultimately didn't proceed but the guidance was helpful in getting us to the right decision.

Elene Laiu

5 Years old

We are first time buyers and a bit scared with all the Covid situation and the property market, but Clifton had a huge patience with us and smooth the whole process as much as possible. He has been friendly yet providing professional attitude and expertise for all our concerns. Definitely we will recommend him.

dom gibbs

5 Years old

Would highly recommend this company - I was a first time buyer and David took the time to clearly explain all of the pros and cons of the different options, rather than just selling me the option that would earn him the most commission (which most other advisors I spoke to did). Was very professional and always available when needed. Also gave me some really good advice on other aspects of the property purchase unrelated to the mortgage.

Lydia Jidkov

5 Years old

Fantastic service, quick response time and highly knowledgeable in their field.would definitely recommend.

Melda Cam

5 Years old

I have had a amazing experience with Clifford Davis, and Clifton Smith in particular. He was helpful and responsive throughout the whole experience. I can’t thank him enough for all the help. Thank you once again - Hasan Cam

Ola Oloyode

5 Years old

Clifford Davis A star for service. A star for a professional approach .A star for responsiveness and an A star for value for money. Absolute breathe of fresh air dealing with Clifford Davis and Clifton in particular. As a first time buyer I had very little knowledge on the process on purchasing a home. Clifford Davis Financial planning, guided me in the most professional manner from the very beginning to the very end. Clifton, who helped me with my case, was extremely helpful from the get. He explained every step of the mortgage process in a very clear and concise manner. With a lot of information surrounding the notion of a mortgage, Clifton helped break down the jargon and clearly outlined what was needed and required of me to help acquire a mortgage. We looked at my circumstance and discussed in detail various options mortgage wise ensuring it met my requirements as well as the banks. The attention to detail and the time spent on me and my case is something i must highlight. I am pretty sure you won't find any other brokers who will spend as much time on a case making sure everything was perfect as Clifton did. The advice he gave was fantastic and absolutely helpful. When undergoing a process such as acquiring a mortgage, one wants to feel as if they are in safe hands and have a feeling of guidance. This is exactly what Clifford Davis (Clifton) provided as well as the fantastic service. Even after a successful mortgage application, Clifton guided me through the next steps, of the process, which too was daunting. I would highly recommend Clifford Davis Financial Planning to anybody who is trying to buy a home and would especially recommend them to first time buyers or individuals who are unsure on what to do when it comes to buying a home. Clifford Davis Financial Planning absolutely fantastic. I will for sure be recommending them to friends and family.

Joanna Laverty

5 Years old

I cannot say enough positive words about the experience we received from Clifton at Clifford Davis. Clifton honestly went above and beyond to help us find a mortgage lender and guided us through the process from start and even beyond what may be considered the finish point. We will definitely be recommending Clifton to all our friends and family looking for a mortgage broker.

Elvis Rwabuneza

5 Years old

Would 100% recommend, very informative and responsive

Chris Pulham

5 Years old

David Shaikh has been amazing. I have used him 3 times now and from the first time I spoke to him he has been extremely helpful, answering all my queries, no matter how small - and at all times of day including at the weekend! I have recommended him to lots of friends and would use him for every ongoing transaction in the future.

Faith Collins

5 Years old

I had an excellent experience with Clifford Davis throughout my remortgaging process.

Niall Flannery

5 Years old

Ave Vinick

5 Years old

I can highly recommend David Shaikh of Clifford Davis Financial Planning for his professional, expert, friendly and very helpful service.

wshomeworker 1

5 Years old

Clifford Davis really helped me out, Clifton always had time to run through things with me and help me along the way, amazing service. Highly recommended.

Elena Raluca

5 Years old

We had such an amazing experience with David. He’s the most patient person I’ve ever met! He went above and beyond for us from the very first time we spoke. We don’t have enough words to thank him! I highly recommend him and his professional service! Thank you, David for everything you’ve done for us in the past 6 months! Best wishes, Raluca

E B

5 Years old

Thanks so much to Clifton at Clifford Davis for helping us secure the finance for our first home! A great knowledge of which lenders would best suit our particular circumstances and a smooth and fast application process. We will definitely be recommending you to others and returning ourselves when we decide to move/refinance in the future. Thanks again, Ellie & Corum.

German De La Torre

5 Years old

I had a great experience arranging my mortgage with Clifford Davis. Clifton was very professional, helpful and easy to work with. I would highly recommend Clifton in the future. 10/10

kristina morena

5 Years old

Highly recommend Clifford Davis! Clifton in particular was very helpful and thorough, taking the time to ensure I understood everything and was really nice to deal with!

James Easton

5 Years old

shamek kowalczyk

5 Years old

friendly, knowledgeable, helpful and professional. with Clifton's advice and help we got mortgage offer in less than a week.

caroline madjar

5 Years old

I highly recommend Clifford Davis as financial advisor! As a first-time buyer, I was obviously quite lost, with a lot of queries, and I can't thank enough Clifton Smith, who's in charge of my case, for all the help and patience and hard work. "Try not to stress too much about the mortgage, that’s my job :)" are his own words and it's the best description of how they work. You're not a number, they're efficient, they provide a true tailored service and reply quickly to everything. Just fantastic!

Ellie Moseley

5 Years old

Thanks to Clifton's hard work, I have now received a mortgage offer on my first home. Clifton has been professional and helpful from start to finish in the process and always on hand to answer any questions I had. As a first time buyer, Clifton put me at ease in a situation I had zero experience with and I would highly recommend using the service.

Danny Parnes

5 Years old

Clifton Smith was exceptionally helpful in navigating us through a new mortgage and went above and beyond the call of duty. I'd thoroughly recommend his services as a mortgage broker.

Olivia B

6 Years old

Clifton Smith at Clifford Davis went above and beyond to help our family in buying our first home in England. As Americans, trying to buy a home here was quite different to what we had experienced in the states, and quite daunting. Once we were working with Clifton it all became much easier, and clearer. Clifton helped us every step of the way, explaining and answering questions, providing guidance, and an insider’s view of things. We felt that we were able to navigate, negotiate, and ultimately get our needs met perfectly because of his help. We will continue to work with Clifton in the future, and recommend him highly.

Jon Markovic

6 Years old

Very impressed by CD's professional ethic and knowledge- an excellent firm to deal with; highly recommended! Post review comment: In the weeks since initially writing this review, I have been consistently impressed by David's great responsiveness and follow-through, going that extra mile time and again to help get my morgtage application past the many various obstacles. Many thanks!

Daniel N.A

6 Years old

Highly recommend Clifton at Clifford Davis Financial Planning who secured a good rate on a BTL mortgage in the context of also planning for another purchase of a family home. Excellent service, patient and informative throughout. Thanks.

Diana Mavroleon

6 Years old

Asking for financial advise isn't an easy item for anybody. l was fortunate to choose Clifford Davies and am truly glad that l did. The service was advise over a telephone discussion and what ensued was an accurate, realistic, erudite, interesting and positive appraisal of my situation, and most importantly - advise on the wisest steps forward. l was not bombarded with rhetoric or over-blown statements. lt was a relief to feel l could continue my research and with confidence and the opportunity to seek further advise from Clifford Davies in the future of necessary. Big thanks!

kalpesh pattni

6 Years old

Responsive and professional. I highly recommend their services.

Francesca Rodford

6 Years old

Myself and my husband are in the process of buying our first home and we couldn't be more grateful to Clifton Smith, for all of the knowledge, advice and support he has given us. It's a stressful and daunting experience, but Clifton explained fully every step of the process and helped us to make the best decisions for our needs. We would strongly recommend this company to anyone in need of financial services.

Laura McNeil

6 Years old

Cliff provided great service, was very friendly and helpful. We highly recommend Cliff!

stefano saldini

6 Years old

Clifton's advise on a mortgage strategy was very valuable and helped me decide the best way forward for my specific situation. Very professional and transparent throughout. Thank you.

Una Cunningham

6 Years old

Just received a mortgage offer for our new home thanks to Clifton’s hard work. He was very helpful throughout the whole process and we would highly recommend him to our family and friends.

Mariana Gordiichuk

6 Years old

Excellent service. Very supportive. I would highly recommend them.

Nadine L

6 Years old

We recently used Clifford’s mortgage service as we are buying our first home. He was really approachable, no question was too big. He was accessible and really responsive. He found us a great lender and everything went through smoothly. He gave clear advice and was in frequent contact with updates. Would use his service 100 times over and highly recommend! Thank you!

Tom Moseley

6 Years old

Fantastic one to one personal experience, very professional and always available to offer advice throughout the entire process. I will certainly be a repeat customer and highly recommend their services.

Fredy

6 Years old

We recently contacted Clifton at Clifford Davis and once again was overwhelmed by his professionalism, speedy response, advice and knowledge. 5+⭐️ Would highly recommend him and his team at Clifford Davis to anyone!

Begonia D.

6 Years old

Fantastic service! When I had no hope David, from Clifford Davis, gave me hope. I have now been able to remortgage my property in order to do a transfer of equity; this is something I have been wanting to do for years. Their service is great, efficient, professional, and transparent. They do as they promise. I recommend them to anyone. I will use this service again and again if I ever need to. Thank you David, you have been great.

Gabriel Orakpo

6 Years old

We needed a Second Charge Mortgage and were introduced to Clifton, who guided us all through until we got the Mortgage Offer. They are thorough professionals and also deliver on time. We will certainly be using them again and also introducing friends and family to them.

Helen Homersham

6 Years old

We have found Cifford Davis Financial Planning to be highly supportive and understanding of our specific financial requirements and in finding the most appropriate product for us. We would highly recommend their services.

Marie Buckingham

6 Years old

Can't recommend Clifton highly enough - he helped us get a great deal on our mortgage, supported us through the process and was always available when we needed him. Thank you!

Oliver Hui

6 Years old

First time buyers looking for mortgage help and found Clifford Davis on Google. Clifton is a top guy. He an his team was so professional, helpful and responsive. We spoke with multiple brokers in our journey and Clifford Davis was by far the best. Their wealth of experience is clear. They'll help you as much or as little as you need right from the first contact. Highly recommended!

Paolo Cresci

6 Years old

We wanted to do some work on our house and found out about a Second Charge Mortgage. We were recommended to use Clifton, and he was able to get us exactly what we needed. He was attentive to our requirements, planned what we needed and worked with us throughout the process until we had the funds in our account. Amazing service which we cannot find any fault with and will be highly recommendeding him to friends and family.

jonathan lemer

6 Years old

Clifton is extremely helpful and genuinely cares about helping his clients. Highly recommend!

rabinder randhawa

6 Years old

Professional and always responsive, and most importantly honest valuable advice when making one of the most important decisions in your lifetime.

Rhiannon Looseley

6 Years old

Clifton was super helpful and managed to secure us a great mortgage deal, better than we had hoped for. Crucially, for us, after poor experiences in the past, he was transparent and never pushy. We would definitely recommend Clifford Davis and use them again.

Majid Qureshi

6 Years old

First house first mortgage and I couldn’t have made a better choice. David was honest, reliable ,efficient and his customer service is second to none. I would not hesitate in recommending Clifford Davis they really are the best in the business.

Naia Brown

6 Years old

We're very happy with the service from Clifford Davis Financial Planning. Clifton helped us get a mortgage on a property that we had been warned had previously been denied by lenders. He was reassuring, responsive, timely, and very easy to speak with/get hold of. I wish more people were as pleasant and straight forward to deal with. I would definitely recommend their services.

Marco Junior

6 Years old

Clifford Davis is a 5 star mortgage advisor. I had millions of questions about getting a mortgage and didn’t know where to start. Clifford managed to clear every single one of them in a very friendly and professional manner. I would definitely recommend Clifford Davis for any first time buyer like myself. A+++

Chantelle Norman

6 Years old

I would highly recommend Clifford Davis for anyone who is need of a mortgage. Our mortgage broker was super helpful and he never once made my partner and I feel like we couldn't ask any question regardless of how small they were. We are first time buyers and the service provided by Clifford Davis made it straightforward and stress free. Thank you so much David Shaikh!

Allah Great

6 Years old

Sanj B

7 Years old

I couldn’t fault the advice and service provided by Clifton with my recent buy-to-let mortgage deal. His knowledge, professionalism and support throughout the process was invaluable – I would definitely use and recommend Clifford Davis Financial Planning Ltd again.

Sorina C

7 Years old

Thank you very much for all the help! Extremely professional service.

Alexandru Ioan

7 Years old

Great experience. Totally recommend. Cliff is a real professional.

Jai Dudhia

7 Years old

Very professional throughout, from initial mortgage comparisons through to competition I always felt comfortable and confident that I was in safe hands. All challenges along the way were dealt collaboratively and high quality advice was always provided. Would highly recommend and look forward to working with in future.

Ross Tomlin

7 Years old

Very professional service. Clifton is knowledgeable and easy to talk to. Would recommend.

melvinzee

7 Years old

Very profesional and honest. Clifford Davis is one of the few companies that will go an extra mile and provide the customer with fantastic service and support. I've had a pleasure to deal with David who is very experienced and helped to secure a great deal. Highly recommended!

Tsveta Dimitrova

7 Years old

Could not recommend Clifton highly enough.Our case wasn't the standard one,a bit more complicated and unusual but Clifton made sure we achieve the desired result.He definitely went the extra mile so we are happy with the outcome.Clifton is very professional,friendly and reachable any time of the day. We will happily recommend Clifton to all our family and friends and definitely use his services again.

Charlie Hall

7 Years old

Clifford Davis were very quick to get back to me and to get things moving. Clifton is very personable and he arranged an offer very quickly. He is also good at replying to my queries.

Sheridan Fitzgibbon

7 Years old

I have used the services of Clifton Smith to arrange a buy-to-let mortgage for two unusual cases. Both times Clifton was able to find deals for these bespoke scenarios that greatly exceeded my expectations and I would heartily recommend him to anyone trying to find a mortgage that suited their circumstances.

Alan Thornhill

7 Years old

Have used Clifton for my remortgage. Excellent service and great communication. Recommended.

Adam Friend

7 Years old

We are so grateful for the work done by David throughout the course of our house purchase. It gave us great confidence to have the support of such a diligent and hardworking professional through what was a pretty stressful process. Thank you David!

Dee

7 Years old

Excellent service provided, thank you!

Costel Cosma

7 Years old

Cliff helped us remortgage our flat (buy to let) and get us a very good rate mortgage on our new place even though my credit record is not the best. I can highly recommend his services. Very professional and prompt service.

Alex Hutton

7 Years old

Fantastic service! Clifton was professional and friendly throughout. He helped expedite the search for the best product, ensuring I was in touch with someone that could help within 24 hours. Brilliant work, would highly recommend and will use in future.

george komodromou

7 Years old

Breath of fresh air, fantastic service.....would give 6 stars..

Tacoo Playz

7 Years old

Excellent service.and highly recommended.David was able to find us the best mortgage deal in a short period of time. From Jhona - Edgware

Rukayat Moi

7 Years old

Working with David has been one of the most seamless experiences. From beginning to end, he ensured that all 3rd parties were kept in the know,;that all paperwork was chased up and if anything arose which we hadn't forecast for, he was quick to ensure a solution was offered that all could feel comfortable with. I would recommend Clifford Davis again and again, and can say as a 1st time buyer he made me feel so comfortable and relaxed in what would otherwise have been a highly confusing and stressful situation.

Patrick Lee

7 Years old

Our broker Clifton was extremely efficient in helping us find the right product and we were regularly updated with the application process. I would happily recommend these guys!

Julita Dimsaite

7 Years old

Brilliant, professional, fast-paced service! They made the whole process of getting my first mortgage very clear and as stress-free as it could be. Always able to reach him, morning, evening and weekends, which was really the best thing. Thank you Clifton! I would highly recommend them.

Caroline Chase

7 Years old

I was recommended to use Clifton for my recent purchase. He took time to understand my current and future needs and advised accordingly. I cannot recommend him enough. Professional, accessible, knowledgeable, he has guided and supported the whole way. I am extremely happy with the outcome and will definitely be using him again.

Pedro Castro

7 Years old

Recently my wife and I had request Cliff services to help us to get into the property ladder. I just regret not using Cliff long time ago. Cliff talked to us about all the process and clarified all our doubts ( i guess, all those who want to get property market have millions of doubts). Cliff knowledge in the procedures and market is so great that at all steps he was there for us. Our process went very well and we got a mortgage approved within 3/4 weeks. I highly recommend Cliff services.

Sin-ni Simpson

7 Years old

Clifton Smith at Clifford Davis Financial Planning is exceptional at his job. He has helped us get closer to our dream home by walking us through the mortgage process, guiding us along the way, always providing helpful information and going out of his way to get things done. He is very professional, knowledgeable and a pleasure to deal with. Despite finishing his part in our case he’s still providing sound advice and ensuring everything is going smoothly. Overall, I have been and will continue to recommend his services.

Daniel Biggs

7 Years old

Excellent service! helped in facilitating the purchase of a new home, navigating through the multiple mortgage minefield. Highly recommended.

Claire Lawrence

7 Years old

The service we have received from Clifton during the whole process of applying for a mortgage has been absolutely first class. For a first time buyer the process can seem totally overwhelming but Clifton was always on hand with help and advice whenever we needed it. He really went above and beyond and we are extremely grateful!

Shuan M

7 Years old

I went to David to help me get a mortgage, I have never had a broker pick up the phone whenever I call. It was unbelievably quick and easy, he gave me lots of options and I came out with a really good rate ! Would defo recommend him for anyone looking for a mortgage broker that will give him full effort into the job ! Thanks David !

Russell Taylor

7 Years old

Our mortgage process from start to finish has been fast, efficient and stress free. I wouldn't hesitate to recommend or use Clifford for financial services in the future.

Posie Doughty

7 Years old

Clifford Davis made getting a mortgage so much easier. Cliff was always so available, incredibly efficient which was so important for us as time really was against us and he made it all so effortless. In our case everything was arranged and in place within 3 weeks. We really can't recommend them enough. Thanks again, Posie & Jamie

Holly Broomfield

8 Years old

Very professional and clear financial advice. I was looked after and felt as though I was in safe hands through out the full process, with everything explained to me in a way I could understand. I wouldn’t use any other financial adviser. Thank you! Highly recommend.

Ravi Dadlani

8 Years old

I have always found Clifford Davis to be an honest and professional organisation. I would highly recommend their services.

Paul Boateng

8 Years old

Super friendly and very informative. Always happy to pick up the phone and answer any questions. On my way to owning my 1st property - thanks guys.

Naomi

8 Years old

Thank you so much for the help support in remortgaging my home. Friendly and supportive.

Michael Grimes

8 Years old

Asked Clifton for professional advice on Company Pension Schemes , his advice was clear and to the point. Would definitively use his service again and he is a great person as well.

Euan Williams

8 Years old

I recently purchased my first apartment and utilised the services of Cliff. I found him to be professional, honest, transparent and extremely informative. I felt that I was in good hands throughout the entire process and I will certainly recommend Cliff to friends and family.

Daniel Nielsen

8 Years old

Clifton has helped me out with a number of different financial products and services. He is extremely knowledgeable and explains all the options in an easy to understand manner. I will certainly be using him again and highly recommend Clifford Davis services.

AA Laundry Engineering

8 Years old

Great Service. Clifton really helped me out.

J S

8 Years old

Really happy with the deal they got me for my home insurance, saved me £100 and set up a much better policy. Would highly recommend the services of Clifford Davis!

Dwight Williams

8 Years old

I rarely leave reviews for anybody, but the guys at Clifford Davis are truly expert mortgage brokers. Going that extra mile in every way to make what can be a really stress process as painless as possible. Thanks for your help.

Mital Shah

8 Years old

Used Clifford Davis Financial Planning to purchase some life Assurace products would definitely use again.

Anna

8 Years old

Buying my first home with the support of Cliff and his team was a clear and efficient transaction. Genuine customer care in every stage even after I moved in.

Yasangi S

8 Years old

Thank you so much for your expert service Clifton.you really did a fantastic job to sort out my very complicated mortgage.I advice anyone to approach Clifford Davis Financial planning to sort out your mortgage. Lakshmie Abeyrathna.

Ranj Mohal

8 Years old

Clifton helped me about 3 or 4 months ago in securing my first investment property. I felt completely understood in my concerns and fears over taking such a big step. He was able to assist me in overcoming these but was also very realistic and practical in the advice he provided me. I can genuinely say Clifton went over and above all expectations of what I would have expected from anyone I have encountered in his field and I think I spoke to in the region of 20 odd advisors. He was practical in his approach and made me aware of so many things, I couldn’t possibly have ever known without spending a lot of time and money in trying things out. The wealth of knowledge that was passed on to me is invaluable and comes from years of working in this industry. I would thoroughly recommend working with Clifton, he takes your issue and treats you as though he’s dealing with his own. You will be in safe and knowledgeable hands.

Chris Chase

8 Years old

Cliffs knowledge within finance and the property industry is exceptional. His ability to produce financial solutions around complexed situations has proven invaluable. And let me note, try not to ask Cliff to come up with a bridging loan on the day of an auction, its not fair. Thanks for delivering though, much appreciated.

Yvonne Logie

8 Years old

Recently had Clifton come to our workplace and talk about Pensions/Mortgages etc. I spoke with Clifton after regarding a mortgage and he has been wonderful, talked me through everything, always on call for questions. Honest throughout, and within weeks i have had a mortgage offer. I can not thank Clifton enough and have aready recommened his services to other work colleagues. Great service.

Jill Curtis

8 Years old

Clifton arranged a mortgage for me, the service from Clifford Davis was exemplary, nothing was too much trouble and Clifton kept me updated every step of the way. He is a very approachable and has a wide range of knowledge within his field. I would not hesitate to recommend Clifford Davis, excellent service.

5.0 rating from 181 reviews

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